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Feb 07,2025
TAP on Own Phone: A Significant Innovation in SoftPOS Application Scenarios

As the first company to be certified for all types of PCI MPoC products, NEXGO has been focusing on the potential of SoftPOS for use in innovative application scenarios. "TAP on Own Phone" enables consumers to complete payments by tapping their own credit cards on their NFC-enabled smartphones, eliminating the need for traditional payment terminals or additional hardware.

What is TAP on Own Phone?


Unlike conventional SoftPOS solutions that require merchants' devices for contactless payments, TAP on Own Phone allows consumers to use their own smartphones for secure and effortless transactions. By integrating NEXGO's MPoC SDK into merchant applications, businesses can now offer a frictionless payment experience directly within their apps.



Imagine purchasing a ticket, ordering food, or paying for a ride—all by simply tapping your card on your phone without entering card details or relying on third-party e-wallets. This represents a new level of convenience.



Key Advantages of TAP on Own Phone



• Faster, Frictionless Payments – Eliminates the need for manual card entry or additional verification steps.



• Enhanced Security & Compliance – Reduces card storage risks, minimizing fraud and ensuring PCI MPoC compliance.



• Lower Merchant Costs – Eliminates the need for costly payment hardware or additional service staff.



• Seamless User Experience – Offers a single app for shopping, ordering, and payments, enhancing customer satisfaction.



• Future-Proof Innovation – Aligns with the growing trend of mobile-first transactions, setting new industry standards.



Where Can It Be Used?


The versatility of TAP on Own Phone spans various industries:



• IE-Commerce & Online Shopping – Enhances checkout experiences and boosts conversion rates.


• Retail & Supermarkets – Enables instant in-app payments, reducing queues and improving efficiency.


• Restaurants & Cafés – Facilitates bill-splitting and self-checkout experiences, enhancing customer convenience.


• Ticketing & Travel – Simplifies public transport and event ticket payments, making travel more seamless.


• Delivery & Takeout – Allows hassle-free payments directly in merchant apps, improving the overall customer experience.


A New Era of Digital Payments


NEXGO's TAP on Own Phone is not just another payment solution; it's a game-changer in mobile transactions. By converting card-not-present transactions into card-present payments, it minimizes fraud risks and reduces merchant discount rates (MDRs). With seamless integration into existing business applications, this solution is paving the way for a truly digital-first economy.



Are you ready to embrace the future of payments? Contact us today and discover how NEXGO can transform your business with TAP on Own Phone.

Visit 🔗 for more details.


*It is important to note that the practical implementation of this solution needs to comply with the relevant regulatory requirements of your country or region, including but not limited to those set by governmental bodies or card schemes.


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